Follow this simple process for bad credit home loans at rates you can afford First let’s start by saying I hate the term ‘bad credit’ and bad credit home loans are no different than regular home loans. The banks have separated ‘good credit’ and ‘bad credit’ by saying everyone below a certain credit score, usually around 640 FICO, without even looking at the borrower’s credit report. So there … [Read more...]
How to Use Consolidation Loans for Bad Credit
Consolidation loans for bad credit can be one of the best financial tools in your toolbox but understand the risks first Shopping is too much fun! Top it off with the fact that wages haven’t budged in more than five years and it’s easy to get in over your head with credit…and get sucked into the bad credit trap. Miss a payment and rates shoot up on all your credit debt. Your monthly payments … [Read more...]
How to Freeze Credit Report in 5 Minutes [Easy Online Process]
Learn how to freeze a credit report in less than five minutes and truly protect your identity from hackers Nearly every American with a credit report had their information hacked last year and now your personal information is floating out there on the net. It's a scary fact and millions of people have run to the credit monitoring services to protect their identity. The problem is that these … [Read more...]
How a Credit Report Affects Your Life [3 Surprising Ways]
What is a credit report and three ways it can ruin your life A good credit report can mean all the difference in getting that money you need but that's not the only way it affects your life. In fact, there are three other ways your credit could be holding you back. By the end of this video, you’ll know exactly what is and isn’t on your credit report and how it determines your FICO score. … [Read more...]
Debt Consolidation for Bad Credit [How I Saved $3,400 with a 560 FICO]
Step-by-step debt consolidation process for bad credit and how to save the most money You know all the tired, traditional debt payoff strategies but they all mean you’re still paying thousands in interest over years of payments. By the end of this video, you’ll know how to use a debt consolidation loan to save money and cut years from your payments. In fact, I used this same process to save … [Read more...]