Four crucial questions to ask before marrying someone bad with money If marriage is about love, then divorce is all about money. Nearly half of all marriages end in divorce. You’d think that it’s something people would learn from but more than two-thirds (67%) of second marriages also end in divorce. And one of the most common reasons couples claim as why things just didn’t work out, … [Read more...]
Understanding Statement Balance vs Current Balance to Save Hundreds
Knowing the difference between statement balance and current balance is one of the most important ways to save on credit cards Credit cards can be your best financial tools or they can be weapons of financial destruction. Understanding how to use your credit cards will mean the difference between saving thousands of dollars or paying that much in fees, interest and late charges. Of course, … [Read more...]
7 Steps to Avoid Chapter 7 Bankruptcy
Follow these critical steps to avoid filing chapter 7 bankruptcy and save your financial future Filing Chapter 7 bankruptcy is like financial Armageddon. Unfortunately, most people don’t realize it until they push the button on this financial weapon-of-mass-destruction. You’ll be left with almost nothing after a bankruptcy and will be lucky if you can get a loan for a stick of gum. Any … [Read more...]
Best Credit Monitoring Services to Stop Identity Theft
There’s no one best credit monitoring service but there are a few that offer some great features to stop identity theft A new case of identity theft happens every two seconds in the United States! That’s more than 40,000 people every day that get their credit hacked. We’re living in the Wild West of digital crime and not even the government knows quite how to stop it yet. The increase in … [Read more...]
Loan Principal, Tricks Lenders Play and How to Pay Off Loans Fast
Understanding loan statements and concepts like loan principal can help you save thousands Have you ever gotten a loan statement and thought it looked like a foreign language? What do all the numbers and accounting jargon mean? Understanding your mortgage statements along with concepts like loan principal and interest charge can help you save thousands and pay off the loan faster. One of … [Read more...]