How long it takes to build a credit score depends on where you start but here’s some FICO tips to get you started. Everyone needs good credit. Whether you’re planning on getting a loan or not, your credit score will affect more than you know in your life. From emergency loans to renting a house, getting a job and even the premiums you pay on car insurance…your credit score can either help you … [Read more...]
Step-by-Step for Building Credit for Bad Credit Borrowers
These six steps for building credit will take you from a financial zero to credit hero and get the best rates on any loan Building credit is something like a chicken-and-egg situation. Without a loan or a credit card, it’s hard to build a credit history. Without a credit history, it’s hard to qualify for a loan. So how does someone start from scratch to build a credit score? Honest answer: … [Read more...]