Borrowers are running out of options for quick cash but the personal loans process from direct lenders is offering a solution The Federal Reserve reports in its survey of bank loan officers that more than 8% of banks tightened consumer loan standards late last year. This is making the direct personal loans process even more important as borrowers run out of options to get the money they … [Read more...]
How I Beat a Financial Emergency to Get Fast Cash [Advice from a Reader]
One reader shares his story of a financial emergency and how he got emergency cash fast to avoid the debt trap Half of U.S. households report they wouldn’t have the emergency cash to cover a $2,000 financial crisis. This fact pushes millions of Americans into poverty every year, even striking those that have kept to a budget and been financially responsible for years. With the economy barely … [Read more...]
Best Money Books to Reshape Your Financial Life in 2017
Grab these best money books to save and make thousands more this year to reshape your finances in 2017 There are almost 1.8 million books on business and money listed on Amazon…but only 163,000 of these money books has a rating of four stars or higher. Most books about personal finances, making money and investing have all the credibility of a 3am infomercial but that doesn’t mean you can’t … [Read more...]
Peer to Peer Lending Review of Lending Club and Prosper
Use this Peer to Peer Lending Review to get all the facts on p2p loans and personal loans After a tough start just before the 2008 financial crisis, peer to peer lending has grown to almost $30 billion a year and could become a big part of the $16.4 trillion loan market in the United States. Use this peer to peer lending review to understand your options in the p2p loan revolution and how to get … [Read more...]
5 Steps to Bounce Back from a Financial Emergency Right Now
Use these five steps to beat a financial emergency and keep it from destroying your future Financial emergencies happen to everyone. From sickness, runaway credit card debt and payday loan traps, there’s an endless number of financial disasters that can set you back and keep you from reaching your goals. When they happen, how you react is critical to getting back on your feet. Neglecting … [Read more...]