Understand how to use a loan to start a business and where to find the best startup money “Only morons start a business on a loan.” That’s the advice of billionaire Mark Cuban, the rarely at a loss for words owner of the Dallas Mavericks. While Cuban makes some good points in the interview where this is quoted, he also misses a few points in favor of starting a business with a loan. The … [Read more...]
Should You Pay for Vacation with a Personal Loan?
Why using a personal loan to pay for a vacation may be a smart decision and how to get the lowest rates I can hear the financial pundits screaming now. “Pay for a vacation with a personal loan, are you crazy?!?” The idea of using any kind of debt for something as ‘unnecessary’ as a vacation is a cardinal sin among financial ‘experts’ but is there a perspective they’re not considering? If … [Read more...]
5 Tricks I Used to Fix Credit Fast and Boost My FICO
Your credit score is more important than you know. Here's five tricks to fix credit fast. Are you tired of getting turned down by banks for the money you need? Want to get the financial respect you deserve? It’s all in your credit score, that little three-digit number that determines how much money you get and how much you pay each month. Your credit score is more than just getting a … [Read more...]
Best Peer to Peer Lending Sites I’ve Used for Loans
Finding the best peer to peer lending site means understanding the different factors and comparing lenders I applied for my first peer loan in 2010 and have been writing about peer lending for several years. One of the most common questions I get is, “Which are the best peer to peer lending sites to get a loan?” There are a few peer loan websites that I’ve used regularly and some with really … [Read more...]
How to Get an Amazing Credit Reference
A good credit reference can help you get the money you need even with bad credit People with good credit seem to have everything laid out for them, from easy access to money to low rates on loans. The other 90% of us with less than excellent credit don’t get the same privilege. In fact, if you have bad credit or no credit history at all, good luck getting anything from a bank or most … [Read more...]