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6 Fast Ways to Increase Your Credit Score in 2019

Posted on December 18, 2017 Written by Josh Patoka Leave a Comment

fast ways to increase your credit score 2018

Six FICO tricks guaranteed to boost your credit score this year for the money you need at rates you can afford 2018 was the year of the consumer. Unfortunately that also means it was the year of more debt and that might have left your credit score in the gutter. Qualifying for the best interest rates when you apply for a loan in 2019, maybe even without a co-signer, will mean you'll need to … [Read more...]

Filed Under: Tips to Take Control of Debt Tagged: credit score tips, FICO score tricks

4 Best Ways to Repay Your Mortgage Faster

Posted on December 12, 2017 Written by Josh Patoka Leave a Comment

easy ways to pay off mortgage faster

How to Repay your Mortgage in Half the Time and Save Thousands Buying a home is an part of the American Dream and 90% of home buyers finance their purchase with a 30-year mortgage because it offers the lowest monthly payment. What you might not realize, is that you can make extra payments on your 30-year mortgage and save over $100,000 in interest on your home loan. In many cases, your … [Read more...]

Filed Under: Tips to Take Control of Debt Tagged: bad credit mortgage, home loans with bad credit, saving money on mortgage

5 Reasons Credit Card Rewards Aren’t Worth It

Posted on November 22, 2017 Written by Josh Patoka Leave a Comment

why credit cards rewards programs are not worth it

Credit cards rewards can be more trouble than they’re worth. Many people like to tout credit card rewards as a way to earn free plane tickets or getting cash back on every single purchase. Having a credit card might make you feel like King Midas who turned everything he touched into gold, according to the numerous television commercials. The only problem is that more than 157 million Americans … [Read more...]

Filed Under: Tips to Take Control of Debt Tagged: credit card rewards, credit card tricks

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About Me : Joseph Hogue

An investment analyst by profession, I am excited about what the peer lending revolution means for how we think of lending in America. The restrictive traditional model of banking is being pushed aside. Investors and borrowers are being matched up directly and getting a loan has never been easier. Read More…

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