Six FICO tricks guaranteed to boost your credit score this year for the money you need at rates you can afford 2018 was the year of the consumer. Unfortunately that also means it was the year of more debt and that might have left your credit score in the gutter. Qualifying for the best interest rates when you apply for a loan in 2019, maybe even without a co-signer, will mean you'll need to … [Read more...]
4 Best Ways to Repay Your Mortgage Faster
How to Repay your Mortgage in Half the Time and Save Thousands Buying a home is an part of the American Dream and 90% of home buyers finance their purchase with a 30-year mortgage because it offers the lowest monthly payment. What you might not realize, is that you can make extra payments on your 30-year mortgage and save over $100,000 in interest on your home loan. In many cases, your … [Read more...]
5 Reasons Credit Card Rewards Aren’t Worth It
Credit cards rewards can be more trouble than they’re worth. Many people like to tout credit card rewards as a way to earn free plane tickets or getting cash back on every single purchase. Having a credit card might make you feel like King Midas who turned everything he touched into gold, according to the numerous television commercials. The only problem is that more than 157 million Americans … [Read more...]