Even the pros make debt mistakes, more important is what you do when debt missteps happen Maybe you’re more familiar with the saying ‘shit happens’ but you could easily replace it with ‘debt happens’ and be just as correct. We’ve all been there. You have a financial emergency and end up maxing out your credit cards. Christmas comes around and maybe you are a little more generous with the gifts … [Read more...]
How to Pay off Debt as Fast as Possible [Four Easy Steps]
Four real life stories on debt payoff and four simple steps to pay off debt fast Is there any four-letter word as bad as debt? No other expletive even comes close to the damage that debt can do on your wallet and your psyche. Paying off debt can seem like a life-long goal sometimes, getting to where you can see light at the end of the tunnel only to get set back by a financial emergency. At … [Read more...]
3 Steps to Debt Relief without Bankruptcy
Getting debt relief without bankruptcy is easier than you think with this process Bankruptcy seems like an easy solution but it's far from it. You may be able to wipe out a few thousand in debt but you'll be left with a ruined credit score and a lot of other issues for up to ten years. Those bankruptcy problems range from super high interest rates that cost thousands of dollars to not being … [Read more...]
How to Tell Good Debt versus Bad Debt
Debt isn’t necessarily good or bad. The difference between good debt and bad debt is how you use it. I’m a bit of an outsider when it comes to financial bloggers. Read other blogs and you’ll come across dozens of articles on how to pay off all your debt and live debt free forever. You’ll hear how debt, not money, is the root of all evil and why you should avoid it at all costs. Don’t believe … [Read more...]
5 Reasons You Need a Peer Loan Now
These five reasons to use debt as a financial tool may just mean you need a peer loan now I love being a part of a financial bloggers group called FinCon but I’ve gotta say, sometimes I feel like a black sheep. Why? Because almost everyone else in the group is all about paying off debt and living debt free. It’s like debt is the root of all evil and their sole mission is to talk people out of … [Read more...]