Reaching a 680 credit score means prime lending and low rates on loans Reach a 680 credit score and the financial system will open to your needs, but you still might not be able to get the best rates available on loans. You’re in the sought-after prime lending category where traditional banks will start taking a second look at your application even if they still want you to jump through a few … [Read more...]

Having a 630 credit score puts you on the edge of unlocking all the benefits of good credit Credit scores are a mystery to most people, but they affect your life in more ways than you might imagine. Having a bad credit score can keep you from more than just getting the money you need. But what is a bad credit score? Is a 630 credit score considered bad credit? The credit reporting bureaus … [Read more...]

Finding the best car repair loans and options means knowing what questions to ask first Car repairs are the #1 reason people report getting forced into debt and eventually bankruptcy. More than any other reason from overspending to gambling, emergency expenses on your car could be the most dangerous thing you face financially. That doesn't mean the occasional car repair needs to push you … [Read more...]

Understanding the reasons borrowers are denied loans will give you the tools you need to get approved fast More than one-in-ten applications for a mortgage get denied and a quarter of those for refinancing are rejected. For some groups, the loan denial rate is as high as 40% according to the Bureau of Consumer Financial Protection. But the reasons for denying a loan aren’t the same for all … [Read more...]