Loan origination fees are a holdover from yester-year but that doesn’t mean you have to pay them Loans are expensive but it turns out, they might be even more expensive than you think. That high interest rate isn’t all you’re paying for the money. Besides tens of thousands in interest you might pay over decades repaying the loan, you could also owe thousands in upfront costs just to get the … [Read more...]
OppLoans Review: Opportunity Loans for No Credit Borrowers
An OppLoans review detailing how to get an opportunity loan at the best rate possible OppLoans is the online name of Opportunity Financial, a personal loans company specializing in opportunity loans for borrowers with bad credit or no credit at all. Founded in 2009, the company has made more than 100,000 loans already. OppLoans isn’t a peer lender like most of the platforms I’ve reviewed so … [Read more...]
How to Get a Loan for a Car with Bad Credit
You can get a car loan with bad credit but you need to know how the system works The car makers are in trouble. Sales for new and used cars have fallen for consecutive years and prices are coming down. That’s good news for car buyers but it doesn’t make it any easier to get a car loan. Worse still is that lending requirements for auto loans haven’t gotten any easier. Dealers and … [Read more...]
How to Get an Amazing Credit Reference
A good credit reference can help you get the money you need even with bad credit People with good credit seem to have everything laid out for them, from easy access to money to low rates on loans. The other 90% of us with less than excellent credit don’t get the same privilege. In fact, if you have bad credit or no credit history at all, good luck getting anything from a bank or most … [Read more...]
Why 2019 Will Be the Best Time to Buy a Car
Understand when to buy a car and how to negotiate to save thousands on your next purchase Car and truck dealers are about to enter full-blown crisis mode in 2019. Prices on used cars are plunging and dealerships will soon be scrambling to keep up sales quotas. Their pain is going to be your gain and 2019 could be one of the best times to buy a car we’ve seen in decades. Understanding why … [Read more...]