Understand when to buy a car and how to negotiate to save thousands on your next purchase Car and truck dealers are about to enter full-blown crisis mode in 2018. Prices on used cars are plunging and dealerships will soon be scrambling to keep up sales quotas. Their pain is going to be your gain and 2018 could be one of the best times to buy a car we’ve seen in decades. Understanding why … [Read more...]
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How to Get a Peer Loan with No Credit and No Cosigner
Getting a peer loan with no credit and no cosigner doesn’t have to be at double-digit rates if you follow these steps Credit is something you really don’t think much about until you need it. I see all the debt-free blogs and the money experts tell people not to worry about their credit score and never use any type of loan. If only life were so easy. Everyone will need debt and credit at … [Read more...]
How a Portfolio Loan Can Help You Get a Mortgage on Bad Credit
A portfolio loan can be your opportunity to lower rates and other benefits for a mortgage The economy has boomed since the housing bubble burst but that hasn’t made it any easier to get a mortgage loan. The Mortgage Bankers Association reports that lenders reject one out of every two loan applications. One type of loan may hold the key to getting approved and at a lower interest … [Read more...]
Do Lenders Verify Bank Statements and Employment?
A few tips about lenders and loan application verification will help you get your money as fast as possible The process of getting a loan is bad enough. Even with online personal loans, you have to worry about your credit score getting in the way and whether you can afford the payments. Then you’re hit with the possibility of the lender calling your boss or the bank. I understand that … [Read more...]
Ultimate Guide to Lease to Own Homes and Scams to Avoid
Buying a lease to own home could be the solution to getting your dream home even on bad credit What happens when you find that perfect home, your dream home, but you just don’t have the money or the credit to buy it now? You can either watch it go to someone else or take advantage of a home-buying option that could help save for a down payment while you get to live in the home. The option … [Read more...]
