A 580 credit score isn’t the end of the world but you will need to increase it to get the best rates Credit scores are a lot like your health, you don’t even think about it until something goes wrong. Whatever you did to get a 580 credit score, it’s probably now keeping you from getting the money you need at a rate you can afford. That’s ok because now that you’re thinking about your score, we … [Read more...]

A 620 credit score will lock you out of a lot of opportunities but there are still doors open if you know where to look Questions about credit scores are the most common I get from readers and the 620 credit score seems to be the one where most people get stuck. It’s not quite really bad credit but still not good enough to get approved for loans at a rate people can afford. That’s why I … [Read more...]

Learn how to freeze a credit report in less than five minutes and truly protect your identity from hackers Nearly every American with a credit report had their information hacked last year and now your personal information is floating out there on the net. It's a scary fact and millions of people have run to the credit monitoring services to protect their identity. The problem is that these … [Read more...]