There are enough legitimate online loan sites that you shouldn’t have to worry about losing money to personal loan scams More than three million Americans file an identity theft or loan scam complaint every year. That’s almost six people every minute of every day! Loan scams are on the rise and steal billions of dollars every year from people just trying to get the money they need. These … [Read more...]
Know Your Options: What is a Signature Loan?
Getting a signature loan is faster than a mortgage and offers lower rates compared to most credit cards We’ve covered a lot of different loan types on the blog, but I just realized there’s one I’ve never talked about, a type of loan that I used several years ago for a home remodeling project. Signature loans can be a great solution when you don’t want to refinance your home, or you just need a … [Read more...]
Cash Central Review: 4 Ways to Get a Bad Credit Loan
Cash Central offers four ways to get a loan on bad credit at rates you can actually afford I don't generally highlight online payday lenders or cash advance loans on the blog. In fact, I've been to the point of screaming against them in some posts. The thing is, sometimes you just can't help it. If your credit score is below 520 FICO, there's a good chance you won't be able to get a loan from … [Read more...]
How Your 640 Credit Score is Holding You Back
How long does it take to repair a 640 credit score and what kind of interest rates can you expect? We’ve been talking a lot about specific credit scores lately, how many people have a certain FICO score and what is good credit. A 640 credit score is one of those scores that seems to catch a lot of people. I don’t know if the FICO system gets stuck around 640 or if it’s just an easy, even … [Read more...]
How to Get a Personal Loan with Bad Credit
The trick to get a personal loan with bad credit isn’t to get one but to get a bad credit loan you can afford I get emails constantly from readers asking how to get a personal loan with bad credit. They tell me their story of credit score disaster and how they’ve been turned down for credit cards and home loans. After explaining that it’s actually pretty easy to get a bad credit loan online but … [Read more...]