Understand the costs of spending over your credit limit and what to do if it happens You’re close to your credit limit and then you see it, that one thing you absolutely must have… It happens. Is your card going to be declined? What happens if you try to charge over your limit? How much does it cost to spend over your limit? It’s one of the most misunderstood parts of using a credit … [Read more...]
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Understanding Statement Balance vs Current Balance to Save Hundreds
Knowing the difference between statement balance and current balance is one of the most important ways to save on credit cards Credit cards can be your best financial tools or they can be weapons of financial destruction. Understanding how to use your credit cards will mean the difference between saving thousands of dollars or paying that much in fees, interest and late charges. Of course, … [Read more...]
How Many Credit Cards Should I Have?
Look at the good uses for credit cards to figure out how many you should carry with you Credit cards get a bad name but there are some very good uses for those little pieces of plastic cash. From reward points to emergency spending, credit cards have saved my financial butt more often than I can remember. Keeping my business spending straight would be impossible without a credit … [Read more...]
Guide to Credit Cards: 5 Sneaky Ways Credit Cards Get You to Overspend
Credit card companies have $25 billion reasons to get you to overspend. Use this guide to credit cards to understand all the sneaky ways they do it. Visa and Mastercard booked $25.9 billion in revenue last year. That’s money moved from your pocket to theirs through interest, annual fees and other charges. And that’s just the top two credit card companies. The industry books hundreds of … [Read more...]
