A 650 credit score is not bad credit but it is below the important cutoff for prime lending The most common questions I get on the blog are about individual credit scores and none are more frequent than the 650 FICO score. FICO doesn’t release its credit score data but I would put good money […]
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Pros and cons of using a personal loan to start a business and three rules to using business loans.
Why the financial ‘experts’ are wrong. Pros and cons to using a personal loan to pay for vacation.
Your credit score is more important than you know. Here’s five tricks to fix credit fast. Are you tired of getting turned down by banks for the money you need? Want to get the financial respect you deserve? It’s all in your credit score, that little three-digit number that determines how much money you get […]
Finding the best peer to peer lending site means understanding the different factors and comparing lenders I applied for my first peer loan in 2010 and have been writing about peer lending for several years. One of the most common questions I get is, “Which are the best peer to peer lending sites to get […]
A good credit reference can help you get the money you need even with bad credit People with good credit seem to have everything laid out for them, from easy access to money to low rates on loans. The other 90% of us with less than excellent credit don’t get the same privilege. In fact, […]
Understand when to buy a car and how to negotiate to save thousands on your next purchase Car and truck dealers are about to enter full-blown crisis mode in 2019. Prices on used cars are plunging and dealerships will soon be scrambling to keep up sales quotas. Their pain is going to be your gain […]
Getting a wedding loan with bad credit is controversial but these ideas and websites will help you avoid the debt trap Wedding loans are a taboo topic for financial bloggers. Just looking at the numbers, most would scream at you for even considering borrowing to pay for your wedding. Of course, that doesn’t mean they […]
Before you miss that payment, check out this list of things you can’t do with bad credit and get out ahead of your credit problems Everyone takes their credit score for granted until they need a loan. The simple fact is there are things you just can’t do with bad credit. The debt-free crowd will […]
What credit score do you need to buy a car? Can you get a car loan on bad credit? Average rates and how to get the best deal no matter what your FICO score.
Get the biggest refund possible by understanding the tax law changes before filing income taxes. These five changes are critical to getting money back.
How to get the best deal on an engagement ring and pay for it when you don’t have any money. Step-by-step to the ring of her dreams.