My ten favorite personal loans sites for p2p online loans and bad credit personal loans We’ve all been there, in a bind with bad credit and needing the cash to get through the month. I lived paycheck-to-paycheck well into my 20s before I figured out how to use credit and not get sucked into the bad credit nightmare of payday loans. Before you pay interest rates as high as 500% on other bad … [Read more...]
Best Bad Credit Loans: The Best of a Bad Situation
Everyone gets in financial problems at some point, make the best of a bad situation with these best bad credit loans options We’ve all been there, you miss a payment or just don’t have the money in your account to cover a check. Your credit score gets destroyed and interest rates jump. That means higher interest and higher payments. Once you fall into this bad credit trap, it’s almost … [Read more...]
Best Peer to Peer Lending Sites I’ve Used for Loans
Finding the best peer to peer lending site means understanding the different factors and comparing lenders I applied for my first peer loan in 2010 and have been writing about peer lending for several years. One of the most common questions I get is, “Which are the best peer to peer lending sites to get a loan?” There are a few peer loan websites that I’ve used regularly and some with really … [Read more...]
How to Use Consolidation Loans for Bad Credit
Consolidation loans for bad credit can be one of the best financial tools in your toolbox but understand the risks first Shopping is too much fun! Top it off with the fact that wages haven’t budged in more than five years and it’s easy to get in over your head with credit…and get sucked into the bad credit trap. Miss a payment and rates shoot up on all your credit debt. Your monthly payments … [Read more...]
Debt Consolidation for Bad Credit [How I Saved $3,400 with a 560 FICO]
Step-by-step debt consolidation process for bad credit and how to save the most money You know all the tired, traditional debt payoff strategies but they all mean you’re still paying thousands in interest over years of payments. By the end of this video, you’ll know how to use a debt consolidation loan to save money and cut years from your payments. In fact, I used this same process to save … [Read more...]