Getting a signature loan is faster than a mortgage and offers lower rates compared to most credit cards We’ve covered a lot of different loan types on the blog, but I just realized there’s one I’ve never talked about, a type of loan that I used several years ago for a home remodeling project. Signature loans can be a great solution when you don’t want to refinance your home, or you just need a … [Read more...]
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Cash Central Review: 4 Ways to Get a Bad Credit Loan
Cash Central offers four ways to get a loan on bad credit at rates you can actually afford I don't generally highlight online payday lenders or cash advance loans on the blog. In fact, I've been to the point of screaming against them in some posts. The thing is, sometimes you just can't help it. If your credit score is below 520 FICO, there's a good chance you won't be able to get a loan from … [Read more...]
How Your 640 Credit Score is Holding You Back
How long does it take to repair a 640 credit score and what kind of interest rates can you expect? We’ve been talking a lot about specific credit scores lately, how many people have a certain FICO score and what is good credit. A 640 credit score is one of those scores that seems to catch a lot of people. I don’t know if the FICO system gets stuck around 640 or if it’s just an easy, even … [Read more...]
What Can You Do With a 650 Credit Score?
A 650 credit score is not bad credit but it is below the important cutoff for prime lending The most common questions I get on the blog are about individual credit scores and none are more frequent than the 650 FICO score. FICO doesn’t release its credit score data but I would put good money on a bet that the 650 credit score is one of the most common among American borrowers. So what can … [Read more...]
How to Get a Peer Loan with No Credit and No Cosigner
Getting a peer loan with no credit and no cosigner doesn’t have to be at double-digit rates if you follow these steps Credit is something you really don’t think much about until you need it. I see all the debt-free blogs and the money experts tell people not to worry about their credit score and never use any type of loan. If only life were so easy. Everyone will need debt and credit at … [Read more...]
