Getting a personal loan can either hurt or help your credit score, or both. Getting a personal loan will affect your credit score but it’s not always in the way you think. In fact, the way a personal loan either helps to increase or hurt your credit score depends on where you’re at in the process. Sound confusing? It is but understanding exactly how a peer-to-peer loan or another type of … [Read more...]
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3 Credit Score Hacks before Getting a Loan
Try these credit score hacks to boost your credit score before getting a loan It may not seem like it most of the time but your credit score is one of the most important parts of your financial life. Whether you use credit or not, nearly everyone needs a loan at one point or another and bad credit can destroy your financial plan. Trying to boost your credit score won’t happen overnight so … [Read more...]
5 Tricks I Used to Fix Credit Fast and Boost My FICO
Your credit score is more important than you know. Here's five tricks to fix credit fast. Are you tired of getting turned down by banks for the money you need? Want to get the financial respect you deserve? It’s all in your credit score, that little three-digit number that determines how much money you get and how much you pay each month. Your credit score is more than just getting a … [Read more...]
5 Things You Can’t Do with Bad Credit
Before you miss that payment, check out this list of things you can’t do with bad credit and get out ahead of your credit problems Everyone takes their credit score for granted until they need a loan. The simple fact is there are things you just can’t do with bad credit. The debt-free crowd will tell you it doesn’t matter, that you should strive to pay off all debt and not use borrowed money. … [Read more...]
How to Raise Your Credit Score 200 Points Fast
See how I increased my credit score 200 points and how long it takes for good credit Your credit score is much more than just getting a loan. From renting an apartment to getting a job and even saving on insurance, your credit score goes into all of these. But credit scores were destroyed in the financial crisis and over half the nation still has a score below the critical sub-prime level. If … [Read more...]
