![How to Fix My Credit Score in Six Months [7 Proven Steps]](https://www.peerloansonline.com/wp-content/uploads/2018/05/how-to-rebuild-credit-score-in-six-months.jpg)
Use these steps I used to fix my credit score in six months and boost my FICO to over 800 Whether you’re just starting out with credit or destroyed your FICO score like I did, it can take years to rebuild your credit score… But you don’t have years do you? I totally understand. When you need money, when you need a loan, you can’t wait to increase your credit score to get rates you can … [Read more...]
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Which Factors Most Influence Credit Score?
Understanding the factors that affect credit score and how to manipulate them will get you the best possible rate on your next loan. The market for credit repair services brings in over $4 billion a year and 80% of Americans have been denied a loan at some point because of their credit score. It’s obvious there’s big business around understanding credit scores and knowing which factors most … [Read more...]
5 Things You Can’t Do with Bad Credit
Before you miss that payment, check out this list of things you can’t do with bad credit and get out ahead of your credit problems Everyone takes their credit score for granted until they need a loan. The simple fact is there are things you just can’t do with bad credit. The debt-free crowd will tell you it doesn’t matter, that you should strive to pay off all debt and not use borrowed money. … [Read more...]
How Long Does It Take to Build Credit? [Case Study]
![How Long Does It Take to Build Credit? [Case Study]](https://www.peerloansonline.com/wp-content/uploads/2018/02/how-long-does-it-take-to-build-credit-score.jpg)
How long it takes to build a credit score depends on where you start but here’s some FICO tips to get you started. Everyone needs good credit. Whether you’re planning on getting a loan or not, your credit score will affect more than you know in your life. From emergency loans to renting a house, getting a job and even the premiums you pay on car insurance…your credit score can either help you … [Read more...]
How Your 640 Credit Score is Holding You Back
How long does it take to repair a 640 credit score and what kind of interest rates can you expect? We’ve been talking a lot about specific credit scores lately, how many people have a certain FICO score and what is good credit. A 640 credit score is one of those scores that seems to catch a lot of people. I don’t know if the FICO system gets stuck around 640 or if it’s just an easy, even … [Read more...]
