Before you miss that payment, check out this list of things you can’t do with bad credit and get out ahead of your credit problems Everyone takes their credit score for granted until they need a loan. The simple fact is there are things you just can’t do with bad credit. The debt-free crowd will tell you it doesn’t matter, that you should strive to pay off all debt and not use borrowed money. … [Read more...]
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How Long Does It Take to Build Credit? [Case Study]
![How Long Does It Take to Build Credit? [Case Study]](https://www.peerloansonline.com/wp-content/uploads/2018/02/how-long-does-it-take-to-build-credit-score.jpg)
How long it takes to build a credit score depends on where you start but here’s some FICO tips to get you started. Everyone needs good credit. Whether you’re planning on getting a loan or not, your credit score will affect more than you know in your life. From emergency loans to renting a house, getting a job and even the premiums you pay on car insurance…your credit score can either help you … [Read more...]
How Your 640 Credit Score is Holding You Back
How long does it take to repair a 640 credit score and what kind of interest rates can you expect? We’ve been talking a lot about specific credit scores lately, how many people have a certain FICO score and what is good credit. A 640 credit score is one of those scores that seems to catch a lot of people. I don’t know if the FICO system gets stuck around 640 or if it’s just an easy, even … [Read more...]
5 Tricks I Used to Fix Credit Fast and Boost My FICO
Your credit score is more important than you know. Here's five tricks to fix credit fast. Are you tired of getting turned down by banks for the money you need? Want to get the financial respect you deserve? It’s all in your credit score, that little three-digit number that determines how much money you get and how much you pay each month. Your credit score is more than just getting a loan. … [Read more...]
What is a Good Credit Score and What Does it Mean?
Instead of asking what is a good credit score, ask what you can do with your FICO score The first thing people want to know after checking their credit score is usually, “Ok, is that a good credit score?” There’s no one answer for what makes a good credit score. What’s more important is what you can do with different scores. See, your credit is a lot more important than you may understand. … [Read more...]
