![How a Credit Report Affects Your Life [3 Surprising Ways]](https://www.peerloansonline.com/wp-content/uploads/2018/07/how-credit-report-affects-life.jpg)
What is a credit report and three ways it can ruin your life A good credit report can mean all the difference in getting that money you need but that's not the only way it affects your life. In fact, there are three other ways your credit could be holding you back. By the end of this video, you’ll know exactly what is and isn’t on your credit report and how it determines your FICO score. … [Read more...]
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7 Small Wedding Ideas and 3 Ways to Pay for Them
These small wedding ideas and creative ways to pay for your special day will guarantee the memories last longer than the bills Spending big even small weddings has always been something that confused me. My cousin saved for years, telling everyone that would listen about the dream home he would buy someday. In Southern California, that meant big savings, but he was almost there after ten years … [Read more...]
What Happens if You Go Over Your Credit Limit
Understand the costs of spending over your credit limit and what to do if it happens You’re close to your credit limit and then you see it, that one thing you absolutely must have… It happens. Is your card going to be declined? What happens if you try to charge over your limit? How much does it cost to spend over your limit? It’s one of the most misunderstood parts of using a credit … [Read more...]
How To Save Money On Your Food Bill
Five ways to save at the grocery store and put a little more room in your budget When things start to get a little tight, we all know that our weekly shop is not only a vital expense we can’t go without, but it’s also the hardest thing to save money on when you don’t know how. Cutting down on how much you buy can seem like the best way to go, but you’ll be thrilled to know that saving money … [Read more...]
What Can You Do With a 650 Credit Score?
A 650 credit score is not bad credit but it is below the important cutoff for prime lending The most common questions I get on the blog are about individual credit scores and none are more frequent than the 650 FICO score. FICO doesn’t release its credit score data but I would put good money on a bet that the 650 credit score is one of the most common among American borrowers. So what can … [Read more...]
