These small wedding ideas and creative ways to pay for your special day will guarantee the memories last longer than the bills Spending big even small weddings has always been something that confused me. My cousin saved for years, telling everyone that would listen about the dream home he would buy someday. In Southern California, that meant big savings, but he was almost there after ten years … [Read more...]
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What Happens if You Go Over Your Credit Limit
Understand the costs of spending over your credit limit and what to do if it happens You’re close to your credit limit and then you see it, that one thing you absolutely must have… It happens. Is your card going to be declined? What happens if you try to charge over your limit? How much does it cost to spend over your limit? It’s one of the most misunderstood parts of using a credit … [Read more...]
How To Save Money On Your Food Bill
Five ways to save at the grocery store and put a little more room in your budget When things start to get a little tight, we all know that our weekly shop is not only a vital expense we can’t go without, but it’s also the hardest thing to save money on when you don’t know how. Cutting down on how much you buy can seem like the best way to go, but you’ll be thrilled to know that saving money … [Read more...]
What Can You Do With a 650 Credit Score?
A 650 credit score is not bad credit but it is below the important cutoff for prime lending The most common questions I get on the blog are about individual credit scores and none are more frequent than the 650 FICO score. FICO doesn’t release its credit score data but I would put good money on a bet that the 650 credit score is one of the most common among American borrowers. So what can … [Read more...]
Can You Pay the Mortgage with a Credit Card? Should You?
Understand the benefits and dangers of using your credit card to pay the mortgage and other bills It’s easy to get behind, especially during the holidays. If cash in your checking account gets a little low, is it ok to pay your bills with a credit card? Is it the credit card to the rescue or is it a decision you’re going to regret later? Yes, You Can Put Your Mortgage Payment on a Credit … [Read more...]
