There is too much positivity in the world today. Hopefully, your sarcasm meter went to Category 5 on that one. We do focus on the positives in our lives, but by shining the lense of truth upon our faults and foibles, we can make our financial lives a little better. Money can make our lives a little brighter, but the dark side is always looming. We wanted to look at what the problems of money … [Read more...]

How to get Christmas help to make the holidays happy without busting your budget As wonderful as the Christmas season is for a lot of people, it can also be one of the most stress-full and disappointing times. Paying for Christmas isn’t easy and the effect of all that holiday shopping can haunt you for the next 11 months. In fact, trying to afford Christmas could be the single biggest factor … [Read more...]

Use this free year-end financial checklist to get back on track with your personal finances The end of the year is a great time, not just for the holidays and to remember the year, but as a chance to look forward to all our goals and dreams. Reaching those financial goals means making sure you’re ready to get all that’s possible from your money. That means the usual budgeting and saving but … [Read more...]

NetCredit is the personal loan solution for bad credit borrowers to get back on your feet. I’ve reviewed a lot of personal loan sites on the blog but one of the most common comments I get is still, “But my credit score is still too low for peer lending.” When I destroyed my credit in 2008, my FICO dropped to as low as 580 so I understand where you’re coming from. Traditional bank loans were … [Read more...]