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What is a Good FICO Score? [and 3 Steps To Get One Fast!]

Posted on October 25, 2019 Written by Joseph Hogue Leave a Comment

how to get a good fico score

The difference between a good FICO score and bad credit can cost you thousands! A bad credit score will cost you over $70,000 in extra interest payments on a mortgage…and that’s if you even get approved. But what is a good credit score and how does that loan officer decide whether to greet you with a smile or slam the door in your face? In this video, I’ll not only show you the difference … [Read more...]

Filed Under: Tips to Take Control of Debt

List of Payday Loans in NC [Best Options for Your Money]

Posted on October 7, 2019 Written by Joseph Hogue Leave a Comment

Nearby Payday Loan Stores in NC

Payday loans in NC are illegal but that doesn’t mean you can get the money you need at rates you can afford Payday loans cost North Carolina families millions a year in fees and the state regulations outlawing them don’t seem to be doing much good. We’re caught between trying to get the money we need and a state trying to keep us safe from debt predators…but that also might be making it … [Read more...]

Filed Under: Tips to Take Control of Debt

List of Payday Loans in GA [Your Best Options and Lowest Rates]

Posted on October 1, 2019 Written by Joseph Hogue Leave a Comment

payday loan stores in Georgia

Finding a payday loan store in Georgia may not be your best option to getting the money you need Payday loans cost Georgia families hundreds of millions each year in fees and the state law against it seems to be powerless. I’ll show you how to find a payday loan store but also want to help you find other options that cost less and won’t trap you into a cycle of debt. A new report by the … [Read more...]

Filed Under: Tips to Take Control of Debt

How to Pay Funeral Costs with No Money

Posted on September 3, 2019 Written by Joseph Hogue Leave a Comment

how to pay funeral expenses no money

Understand the different options for paying funeral costs when you don’t have the money. Paying funeral costs is not the time you want to be worried about money and it’s not the situation you want to leave your family with…unfortunately, a lot of people don’t have much of a choice. With more than one-in-three families saying they couldn’t cover a $400 emergency expense, having to pay … [Read more...]

Filed Under: Tips to Take Control of Debt

What Can You Do With a 650 Credit Score?

Posted on May 21, 2019 Written by Joseph Hogue Leave a Comment

how bad is 650 credit score

A 650 credit score is not bad credit but it is below the important cutoff for prime lending The most common questions I get on the blog are about individual credit scores and none are more frequent than the 650 FICO score. FICO doesn’t release its credit score data but I would put good money on a bet that the 650 credit score is one of the most common among American borrowers. It’s where my … [Read more...]

Filed Under: Tips to Take Control of Debt Tagged: bad credit loans, bad credit personal loans, credit score tips

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About Me : Joseph Hogue

AvatarAn investment analyst by profession, I am excited about what the peer lending revolution means for how we think of lending in America. The restrictive traditional model of banking is being pushed aside. Investors and borrowers are being matched up directly and getting a loan has never been easier. Read More…

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