NetCredit is the personal loan solution for bad credit borrowers to get back on your feet. I’ve reviewed a lot of personal loan sites on the blog but one of the most common comments I get is still, “But my credit score is still too low for peer lending.” When I destroyed my credit in 2008, my FICO dropped to as low as 580 so I understand where you’re coming from. Traditional bank loans were … [Read more...]
Note: Post may contain affiliate links.
The Shocking Difference Between APR and Interest Rate
The difference between an interest rate and APR may end up costing you thousands What’s the first thing you look for when applying for a loan? The interest rate, right? The stated interest rate gets the most attention when we apply for a loan but it may surprise you that it’s not the true cost of your loan. The interest just from that annual rate doesn’t include fees and commissions and may … [Read more...]
Is it Possible to Get Bad Credit Home Loans?
Follow this simple process for bad credit home loans at rates you can afford First let’s start by saying I hate the term ‘bad credit’ and bad credit home loans are no different than regular home loans. The banks have separated ‘good credit’ and ‘bad credit’ by saying everyone below a certain credit score, usually around 640 FICO, without even looking at the borrower’s credit report. So there … [Read more...]
How a Credit Report Affects Your Life [3 Surprising Ways]
![How a Credit Report Affects Your Life [3 Surprising Ways]](https://www.peerloansonline.com/wp-content/uploads/2018/07/how-credit-report-affects-life.jpg)
What is a credit report and three ways it can ruin your life A good credit report can mean all the difference in getting that money you need but that's not the only way it affects your life. In fact, there are three other ways your credit could be holding you back. By the end of this video, you’ll know exactly what is and isn’t on your credit report and how it determines your FICO score. … [Read more...]
7 Small Wedding Ideas and 3 Ways to Pay for Them
These small wedding ideas and creative ways to pay for your special day will guarantee the memories last longer than the bills Spending big even small weddings has always been something that confused me. My cousin saved for years, telling everyone that would listen about the dream home he would buy someday. In Southern California, that meant big savings, but he was almost there after ten years … [Read more...]
