Consolidation loans and all other loans are about to get more expensive and you might not be able to qualify When I destroyed my credit and fell deep into debt in 2008, I thought the only way out would be bankruptcy. I owed tens of thousands on credit cards and home mortgages from rental properties. Part of the problem, besides those high rates that made the debt impossible to pay off, was … [Read more...]
How to Raise Your Credit Score 200 Points Fast
See how I increased my credit score 200 points and how long it takes for good credit Your credit score is much more than just getting a loan. From renting an apartment to getting a job and even saving on insurance, your credit score goes into all of these. But credit scores were destroyed in the financial crisis and over half the nation still has a score below the critical sub-prime level. If … [Read more...]
NetCredit Review for Bad Credit Personal Loans
NetCredit is the personal loan solution for bad credit borrowers to get back on your feet. I’ve reviewed a lot of personal loan sites on the blog but one of the most common comments I get is still, “But my credit score is still too low for peer lending.” When I destroyed my credit in 2008, my FICO dropped to as low as 580 so I understand where you’re coming from. Traditional bank loans were … [Read more...]
Congrats on that 680 Credit Score [Here’s How to Use It]
Reaching a 680 credit score means prime lending and low rates on loans Reach a 680 credit score and the financial system will open to your needs, but you still might not be able to get the best rates available on loans. You’re in the sought-after prime lending category where traditional banks will start taking a second look at your application even if they still want you to jump through a few … [Read more...]
MyAutoLoan Review of Rates for Bad Credit
Shop your loan around on MyAutoLoan to get the best rates available even on bad credit I’ve covered personal loans and peer-to-peer lending for years but there’s one part of the loan market that never seemed to make it into the 21st century. Getting a car loan has remained an in-person struggle for people with bad credit, fighting with the banks and car dealerships for affordable … [Read more...]